A life planning session with Kim is something to look forward to – I am always so grateful for how we live, our health, our families, what we’ve achieved and how our lives in the future may look like. However, “life” is not something that you can plan and sometimes things happen that change your perspective and emotions.  An example is the death of a dear friend or relative and the incumbent administrative hassle of such an event, the need to financially and emotionally support a family member or families moving away and therefore dynamics changing.  Life planning sessions help you prepare for unexpected events and these sessions certainly help you to cope. Being part of the Chartered family, we are reassured that all aspects of our lives are efficiently and effectively managed, and for this we are immeasurably grateful.